How to File Your Claim for Medical Wig Insurance
Did you know medical wig insurance can help if you need a wig due to medical conditions like cancer or alopecia? Many insurance providers cover 80-100% of the cost of medically needed hair replacement.
The trick is knowing what insurance companies look for. A claim submitted with the term “wig” will more than likely be rejected by insurance companies because it is seen as a cosmetic expense while referring to the same product as a “Cranial Hair Prosthesis” necessary for medically related hair loss will just as often result in a paid claim as a medical necessity. Along with submitting a written prescription from a medical professional, it is important to send a personal note detailing the psychological effect the hair loss has had on you.
How to File Your Initial Insurance Claim
Appealing a Denied Insurance Claim
Due to the differences in every individual’s insurance policy, this may not work for everyone. This guideline is just for you to reference and to show you how to research if your insurance company covers “Cranial Hair Prosthesis” or something similar. Make sure you review and understand the procedures outlined by your insurance policy as they may differ between carriers. Keep copies of all documentation including the receipt/invoice for your Cranial Hair Prosthesis (may even be a tax deductible medical expense).
Contact Renata Hair co for additional information regarding medical wig insurance tips or to obtain your properly itemized receipt if you bought your piece from us. We are happy to help with this, and can email you a .pdf copy of your invoice.
County Department of Social Services
American Cancer Society
National Alopecia Areata Foundation (NAAF)